Justice K.S.Hegde Charitable Hospital

Justice K.S.Hegde Charitable Hospital


Multispeciality Hospital


Medical Sciences Complex,Unversity Road,Deralakatte , 574160

Phone Number

0824-2204471 , 0824-2204016

Email Address

Information Not Available

Awards and Achievements

Information Not Available

Areas of Specialization

Multispeciality Hospital

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Justice K.S.Hegde Charitable Hospital

Specialization:Multispeciality Hospital

Location: Medical Sciences Complex,Unversity Road,Deralakatte , 574160

Phone: 0824-2204471 , 0824-2204016


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Tip of Day

Bajaj Allianz General Insurance Co. Ltd. : Family CareFirst - 150000


Bajaj Allianz General Insurance Co. Ltd.



Plan Name - Family CareFirst - 150000 Sum Insured - 150000
Product Category : Family Product Subcategory : Mediclaim
Plan Duration : 3 Years Age Limit at Entry : 18 Years to 56 Years
Plan Description This plan covered Premium rates are Guaranteed for each Policy Term of 3yrs, 15% discount on premium on every renewal, Increase in sum assured @ 5% every year (subjected to maximum of 25%) if none of the member claims during the previous policy year, Expenses incurred during the hospitalisation (for atleast continuous period of 24 hours) for inpatient treatment would be covered under the plan, Day Care Treatment for 125 day care procedures, Pre-Hospitalisation and Post-Hospitalisation Benefit, Reimbursement of Ambulance expenses and Choice to include spouse, children.
Premium Table
3 Months to 30
31 to 40
41 to 45
Benefit TitleNotes/Conditions
Ambulance charges The expenses for ambulance will be reimbursed subject to a maximum reimbursement limit of Rs. 1,000 for a member.
Anaesthesia, Blood, Oxygen, Diagnostics, Pace makers Covered Cost of Anesthesia, Blood, Oxygen, Medicines and Drugs, Diagnostic Materials, X-Ray, Surgical Appliances, any disposable surgical consumables, dialysis, radiotherapy, Artificial Limbs, stents and implants, and pacemaker.
Cashless Facility Cash Less Service Facility in leading hospitals across the country
Cost of Medicines and Drugs Covered
Education Grant for child Not Available
Critical Illness Reimburse 95% of the medical expenses incurred towards those illnesses/procedures, subject to a maximum reimbursement limit per member in a policy year, as Illnesses/procedures/ailments/group of illnesses Cataract 12%,Knee replacement 50%, Hip replacement 50% of sum assured ,Miscarriage (as a result of an accident not applicable or Ectopic Pregnancy Not Applicable)
Cumulative Bonus 15% discount on premium on every renewal
Domiciliary Hospitalization Not Covered
Health Check Up Covered
Intensive Care Benefit Available
Other Benefits None
Outpatient Treatment Expenses Not Covered
Pre and Post Hospitalization expenses A flat benefit of 3% of the reimbursable hospital expenses will be paid on each hospitalisation claim towards pre- hospitalisation and post-hospitalisation expenses.
Rider options Available
Room, Boarding and Nursing expenses Covered
Surgeon fees, Consultant, anesthetist and specialist fees Covered
Special Condition
Accompanying Person Not Available
Compulsory deduction Increase in sum assured @ 5% every year (subjected to maximum of 25%) if none of the member claims during the previous policy year
Day Care Covered Treatment for 140 day care procedures
Eligibility Entry age for proposer is 18 years to 56 years for a new policy, 71 for a renewed policy, for Children 3 months to 18 years.
Maternity Expenses Not Covered
New Born Baby Cover Not Covered
Organ Transplant Cost of procurement of a replacement organ, transportation costs of the replacement organ and associated administration costs and all costs incurred by the donor
Patient Care Not Available
Pre-acceptance Medical check up Required
Preexisting Disease After one year from the date of first renewal or date of revival
Third party Administrator Medicare TPA Services Pvt. Ltd.
Special Features
Tax Benefits Income tax benefit on the premium paid as per section 80D of the Income Tax Act.
Waiting Period i) Any treatment of illnesses/ ailments, diagnosed or hospitalisation taking place during the first 30 days of the policy commencement date or date of revival. ii) illnesses/ailments, diagnosed or hospitalisation taking place within 1 year of the policy commencement date or date of revival a) Tonsillectomy b) Cancer of any kind iii) illnesses/ailments diagnosed or hospitalisation taking place within 2 years of the policy commencement date or date of revival a) Kidney Stone/ Ureteric Stone/ Lithotripsy b) Cataract, Hysterectomy, Cholelithiasis, Choledocholithiasis, surgery of Gall Bladder and Bile ducts excluding Malignancy, surgery of Benign Prostatic Hypertrophy, Hernia (Inguinal), Haemmorrhoids, Anal Fissure, Fistula-in-anus, Exploratory Laparotomy, Lapchole, diagnostic Laparoscopy, any gynaecological disease, Hydrocoele, Fibroids.