Upadhyay Hospital

Upadhyay Hospital


General Hospital


Shaheed Nagar Crossingagra , 282001

Phone Number

0562-2230344/2230311 ,

Email Address

Information Not Available

Awards and Achievements

Information Not Available

Areas of Specialization

General Hospital

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Upadhyay Hospital

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Phone: 0562-2230344/2230311 ,

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Tip of Day

Bharti AXA General Insurance Co Ltd :SmartHealth Optimum 500000


Bharti AXA General Insurance Co Ltd



Plan Name - SmartHealth Optimum 500000 Sum Insured - 500000
Product Category : Individual Product Subcategory : Mediclaim
Plan Duration : 1 Year Age Limit at Entry : 3 Months to 45 Years
Plan Description The policy provides to your family for eventualities arising out of hospitalisation, such as: ! Hospitalisation expenses ! Domiciliary hospitalisation ! Day care treatment ! Pre and post-hospitalisation expenses ! Pre-existing diseases - all diseases / illness / injuries including symptoms or conditions existing when the policy cover comes into force for the first time, after four continuous renewals with us ! Dread disease recuperation ! Transplantation of organs ! Hospital cash allowance ! Home nursing ! Ambulance charges ! In-patient physiotherapy charges ! Recovery grant ! Accompanying persons expenses ! Parent accommodation as companion for child ! Out-patient dental emergency. Critical illness - cancer, first heart attack, coronary artery disease, coronary artery bypass surgery, heart valve surgery, surgery to aorta, stroke, kidney failure, aplastic anaemia, end stage lung disease, endstage liver failure, coma, major burns, major organ / bone marrow transplantation, multiple sclerosis, fulminant hepatitis, motor neuron disease, primary pulmonary hypertension, terminal illness, bacterial meningitis.
Premium Table
Age 3 Months to 35 36 to 45 46 to 55 56 to 65
Premium 4450 7912 16901 25801
Benefit TitleNotes/Conditions
Ambulance charges Covered in case of emergency subject to a limit of Rs.2500/-
Anaesthesia, Blood, Oxygen, Diagnostics, Pace makers Any medical expenses incurred, which is integral part of the operation covered.
Cashless Facility Cashless facility at 4000+ network hospitals across India. (subject to exclusion and conditions)
Cost of Medicines and Drugs Covered
Critical Illness Separate additional SI of Rs.5,00,000 for hospitalisation expenses on reimbursement basis.
Cumulative Bonus 5% discount on next renewal for every claim free year.
Domiciliary Hospitalization The condition of the patient is such that he cannot be moved to a hospital then the treatment taken at home are considered. (Upto 10% of Sum Insured)
Education Grant for child In the event of death of the Insured Person, education amount will be payable max. of two dependant children who pursue studies and are below the age of 23 yrs. Children education fund Rs.5000 is Payable.
Health Check Up Not Available
Intensive Care Benefit 100% of Sum Insured.
Other Benefits 1) Hospital Cash: Rs.1000 per day for 30 days after the first 3 days. 2) Home Nursing: Rs.500 per day for 10 days after the first 3 days. 3) Dread disease recuperation: Separate additional SI of Rs.500000 on benefit basis. 4) Inpatient physiotherapy: Upto Rs.10000/- 5) Mortal Remains: Rs.5000/- 6)Recovery grant Rs. 12,500.
Outpatient Treatment Expenses Out-patient dental emergency treatment (accidents only) Rs. 5,000. Out-patient emergency treatment for accidents Rs. 10,000.
Pre and Post Hospitalization expenses Pre-hospitalisation Expenses upto 30 days and Post Hospitalisation Expenses upto 90 days.
PTD Not Covered
Rider options Not Available
Room, Boarding and Nursing expenses 100% of Sum Insured.
Surgeon fees, Consultant, anesthetist and specialist fees Covered
Special Condition
Accompanying Person Rs.250/- for 10 days after first 3 days. For child below 12 yrs, Rs.250/- for 30 days after first 3 days.
Compulsory deduction Nil
Day Care Minor surgeries that require less than 24 hours of hospitalisation.
Eligibility Entry age for proposer is 5 yrs to 45 yrs. Policy can be renewed upto 60 yrs. Children from 3 months to 23 yrs will be covered.
Organ Transplant Separate additional SI of Rs.500000 on benefit basis
Patient Care Not Available
Pre-acceptance Medical check up Above age 45 should undergo Medical test at your cost. 1)ECG 2)Blood Sugar Test - both fasting and PP 3)Urine Test.
Preexisting Disease Covered after 4 years.
Third party Administrator South and West Zone: Paramount Health Services Pvt Ltd, North and East Zone: Emeditek Solutions Ltd.
Special Features
Tax Benefits Income tax benefit on the premium paid as per section 80D of the Income Tax Act.
Waiting Period Any disease contracted during the first 30 days from the commencement of the policy except treatment for accidental injuries.